Terms of Service

Last updated: July 6, 2026

Welcome to Sierra Bay Academy ("Company", "we", "us", or "our"), a DBA of Ayola Advisors Inc. These Terms of Service ("Terms") govern your use of our website at businessbroker.academy and any products, services, courses, or content we offer (collectively, the "Services").

By using our Services, you agree to these Terms. If you do not agree, do not use our Services.

1. Eligibility

You must be at least 18 years old and able to form a binding contract to use our Services.

2. Use of Our Services

You agree to:

  • Use the Services for lawful purposes only
  • Not share your account login with others
  • Not copy, resell, or redistribute our content without permission
  • Not attempt to hack, damage, or disrupt the website or Services

We may suspend or terminate access if we believe you are violating these Terms.

3. Payments & Refunds

Prices for our products and services are listed on our website or checkout pages.

  • All payments are processed by our third-party payment processor, Kajabi.
  • By purchasing, you authorize us to charge your payment method for the total amount.
  • All sales are final. If you are not happy with your purchase, please contact us and we will do our best to help.

If you have questions about a charge, contact us at [email protected].

4. Intellectual Property

All content provided through our Services, including text, videos, audio, images, downloads, and course materials, is owned by Ayola Advisors Inc. (dba Sierra Bay Academy) and/or our licensors and is protected by copyright and other laws.

You are granted a personal, non-transferable, non-exclusive license to access and use the content for your own personal or internal business use only. You may not:

  • Share, sell, or distribute our content to others
  • Represent our content as your own
  • Record, reproduce, or publish our content without written permission

5. No Professional Advice

Nothing in our content or Services is professional financial, legal, or other regulated advice. You are responsible for your own decisions and should consult qualified professionals as needed.

6. Earnings & Results Disclaimer

We do not guarantee any specific results, outcomes, or earnings. Your results will depend on many factors including your background, effort, and market conditions. You are solely responsible for your own results.

7. Third-Party Links

Our Services may contain links to third-party websites or resources. We are not responsible for the content, products, or services of those third parties.

8. Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Services.

Our total liability for any claim arising out of or relating to the Services is limited to the amount you paid us for the product or service giving rise to the claim.

9. Indemnification

You agree to indemnify and hold Ayola Advisors Inc. (dba Sierra Bay Academy) harmless from any claims, losses, damages, liabilities, including legal fees, arising out of your use of the Services or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. You agree that any dispute arising out of or relating to these Terms or the Services will be subject to the exclusive jurisdiction of the state and federal courts located in California.

11. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top. Your continued use of the Services after changes means you accept the updated Terms.

12. Contact Us

If you have questions about these Terms, contact us at:

Ayola Advisors Inc. (dba Sierra Bay Academy)
575 Market Street, San Francisco, CA 94105
[email protected]